Skip to main content

Switch to TD Insurance and Start Saving

We asked our customers how much they saved when they switched to TD Insurance. Their answer? An average of 28%4, or an average savings amount of $947.1

That's because we offer so many ways to save including discounts for fire alarms, multiple vehicles, bundling home and car, and more.

Start saving today

Car insurance coverage

By switching to TD Insurance, we’ll help you by recommending coverage that works best for you.

Customers who switched their car insurance to TD Insurance saved an average of 23%† or an average savings amount of $774††!

Learn more

Home insurance coverage

Whether you wish to protect your new family home, your condo or your apartment, we’ll recommend coverage that works best for you.

Customers who switched their home to TD Insurance saved an average of 28%‡ , or an average of $475 ‡‡

You can also include policy add-ons like Identity Theft Recovery or Personal Umbrella for added protection.

Learn more

Buy home and car insurance online in minutes

Get a home insurance quote and complete your purchase online to get 10% off in your first policy term2

Even more ways to save on your insurance

Want even more reasons to switch to TD Insurance? Check out these ways you could save.

  • Multi-home Savings

    If you’re getting insurance for multiple homes, you can save.

  • Alumni & Professional Savings

    Preferred rates for over 750 groups.

  • Home Security Savings

    Install a connected burglar or fire alarm system in your home for added savings.

More benefits of TD Insurance

Here’s why you can have confidence in TD Insurance:

  1. With the TD Insurance Savings Commitment, we’ll help you find ways to save on your home and auto insurance.

  2. We offer personalized coverage assessments to help you get exactly what you need.

  3. Exclusively for customers, find confidence and convenience during the claims process at one of our Auto Centres.

Conditions apply. Subject to eligibility rules.
Note: You may not always be given the option to buy online. If this happens, we encourage you to call and speak to one of our licensed advisors, or let us call you!

National – Home and Car – Percentage

1 Nationally, the 586 new TD Insurance customers who were surveyed between March 4th, 2024 to March 18th, 2024 and July 5th, 2024 to July 17th, 2024, who reported their annual residential (home or condominium or tenant) and car insurance premiums paid to their previous insurance provider and who reported their annual residential and car insurance premiums payable to TD Insurance upon switching both their residential and car insurance policies, reported an average annual premium savings of approximately 27%. The survey sample consisted of new customers who switched both their residential and car insurance policies to TD Insurance between August 1st, 2023 to June 25th, 2024. It was conducted with a 95% confidence interval and produced a 3% margin of error. These survey results do not include customers in British Columbia, Manitoba or Saskatchewan. Savings amounts are not guaranteed; actual annual premium savings obtained nationally from switching both residential and car insurance policies to TD Insurance varies based on each customer's individual insurance profile and province of residence. Certain conditions, limitations and exclusions apply to all offers. 

National – Home and Car – Dollar

2 Nationally, the 1,106 new TD Insurance customers who were surveyed between March 4th, 2024 to March 18th, 2024 and July 5th, 2024 to July 17th, 2024, and who reported annual premium savings upon switching both their residential (home or condominium or tenant) and car insurance policies to TD Insurance reported an average annual premium savings of approximately $924.28. The survey sample consisted of new customers who switched both their residential and car insurance policies to TD Insurance between August 1st, 2023 to June 25th, 2024. It was conducted with a 95% confidence interval and produced a 4% margin of error. These survey results do not include customers in British Columbia, Manitoba or Saskatchewan. Savings amounts are not guaranteed; actual annual premium savings obtained nationally from switching both residential and car insurance policies to TD Insurance varies based on each customer's individual insurance profile and province of residence. Certain conditions, limitations and exclusions apply to all offers.

3 In order to be eligible for the Buy Online Discount for home or car insurance, you must meet eligibility requirements to buy home or car insurance online and complete your purchase of this insurance online.

Note: You may not always be given the option to buy online. This may occur, for example, if information provided requires additional verification or if your purchase must be completed with an advisor based on your specific insurance needs. If you are unable to buy online, we encourage you to call and speak to one of our licensed advisors or let us call you!

Offers may be changed, withdrawn or extended at any time without notice.

• 10% Auto Insurance Savings (Ontario)

10% savings off eligible coverage in the first policy term is derived from a combination of two separate discounts:

- a 5% Digital Discount for completing the auto insurance quote online, applied when the auto insurance purchase is also completed online. The Digital Discount will continue to be applicable upon policy renewal.

And

- 5% Buy Online Discount in the first policy term for completing the auto insurance purchase online.

Both the Digital Discount and Buy Online Discount are applicable to premiums charged for each of the following coverages: Bodily Injury, Property Damage, Accident Benefits, Uninsured Automobile, Direct Compensation - Property Damage, All Perils, Collision, Comprehensive, Specified Perils, and OPCF 44.

• 10% Home Insurance Savings (not available in Quebec)

A 10% Buy Online Discount in the first policy term will be available to customers for completing the home, condo or tenant Insurance purchase online. The Buy Online Discount is applicable to premiums charged for the base insurance policy and the following endorsements: Above Ground Water, Extended Water Damage and Fuel Overflow or Escape.

• 5% Savings on Home Insurance (Quebec)

A Buy Online Discount of 5% in the first policy term will be available to customers for completing the Home, Condo or Tenant insurance purchase online. The Buy Online Discount is applicable to premiums charged for the base insurance policy and the following endorsements: Above Ground Water, Extended Water Damage and Fuel Oil Overflow or Escape.

• 10% Savings on Car Insurance (Quebec)

A Buy Online Discount of 10% in the first policy term will be available to customers for completing the car insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Civil Liability, Damage to Insured Vehicles (All Perils, Collision or Upset, Comprehensive and Specified Perils).

• 5% Auto Insurance Savings (Alberta)

A 5% Buy Online Discount in the first policy term will be available to customers for completing the car insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Bodily Injury, Property Damage, Accident Benefits, Direct Compensation – Property Damage, All Perils, Collision, Comprehensive, Specified Perils, and S.E.F. No. 44.

• 5% Auto Insurance Savings (Nova Scotia & Newfoundland)

A 5% Buy Online Discount in the first policy term will be available to customers for completing the car insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Bodily Injury, Property Damage, Uninsured Automobile, Direct Compensation – Property Damage, All Perils, Collision, Comprehensive, Specified Perils and Uninsured Motorist.

• 5% Auto Insurance Savings (PEI)

5% Buy Online Discount in the first policy term for completing the auto insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Bodily Injury, Property Damage, Accident Benefits, Uninsured Automobile, Direct Compensation – Property Damage, All Perils, Collision, Comprehensive, Specified Perils and Underinsured Motorist.

• 5% Auto Insurance Savings (Nunavut, Northwest Territories, Yukon)

5% Buy online discount in the first policy term will be available to customers for completing the car insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Third Party Liability, Accident Benefits, All Perils, Collision, Comprehensive, Specified Perils, and S.E.F. No. 44.

National – Car – Percentage

†Nationally, the 744 new TD Insurance customers who were surveyed between March 4th, 2024 to March 18th, 2024 and July 5th, 2024 to July 17th, 2024, who reported their annual car insurance premiums paid to their previous insurance provider and who reported their annual car insurance premiums payable to TD Insurance upon switching their car insurance policy, reported an average annual premium savings of approximately 24%. The survey sample consisted of new customers who switched their car insurance policies to TD Insurance between August 1st, 2023 to June 25th, 2024. It was conducted with a 95% confidence interval and produced a 2% margin of error. These survey results do not include customers in British Columbia, Manitoba or Saskatchewan. Savings amounts are not guaranteed; actual annual premium savings obtained nationally from switching car insurance policies to TD Insurance varies based on each customer's individual insurance profile and province of residence. Certain conditions, limitations and exclusions apply to all offers.

National – Car – Dollar

††Nationally, the 1,242 new TD Insurance customers who were surveyed between  March 4th, 2024 to March 18th, 2024 and July 5th, 2024 to July 17th, 2024, and who reported annual premium savings upon switching their car insurance policy to TD Insurance reported an average annual premium savings of approximately $826.09. The survey sample consisted of new customers who switched their car insurance policies to TD Insurance between August 1st, 2023 to June 25th, 2024. It was conducted with a 95% confidence interval and produced a 3% margin of error. These survey results do not include customers in British Columbia, Manitoba or Saskatchewan. Savings amounts are not guaranteed; actual annual premium savings obtained nationally from switching car insurance policies to TD Insurance varies based on each customer's individual insurance profile and province of residence. Certain conditions, limitations and exclusions apply to all offers.

National – Home – Percentage

‡ Nationally, the 462 new TD Insurance customers who were surveyed between March 4th, 2024 to March 18th, 2024 and July 5th, 2024 to July 17th, 2024, who reported their annual residential (home or condominium or tenant) insurance premiums paid to their previous insurance provider and who reported their annual residential insurance premiums payable to TD Insurance upon switching their residential insurance policy, reported an average annual premium savings of approximately 27%. The survey sample consisted of new customers who switched their residential insurance policies to TD Insurance between August 1st, 2023 to June 25th, 2024. It was conducted with a 95% confidence interval and produced a 3% margin of error. Savings amounts are not guaranteed; actual annual premium savings obtained nationally from switching residential insurance policies to TD Insurance varies based on each customer's individual insurance profile and province of residence. Certain conditions, limitations and exclusions apply to all offers.

National – Home – Dollar

‡‡ Nationally, the 814 new TD Insurance customers who were surveyed between March 4th, 2024 to March 18th, 2024 and July 5th, 2024 to July 17th, 2024, and who reported annual premium savings upon switching their residential (home or condominium or tenant) insurance policy to TD Insurance reported an average annual premium savings of approximately $553.57. The survey sample consisted of new customers who switched their residential policies to TD Insurance between August 1st, 2023 to June 25th, 2024. It was conducted with a 95% confidence interval and produced a 5% margin of error. Savings amounts are not guaranteed; actual annual premium savings obtained nationally from switching residential insurance policies to TD Insurance varies based on each customer's individual insurance profile and province of residence. Certain conditions, limitations and exclusions apply to all offers. 

Mailing address:
TD Insurance (Corporate Secretariat)
50, Place Crémazie
12th Floor
Montreal (Quebec) H2P 1B6