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Help protect the planet and save money.
At TD Insurance, we’re committed to helping create a healthier, more vibrant planet, and that’s why we are strong supporters of hybrid and electric vehicles. Hybrid and electric (EV) vehicles provide benefits to our customers and planet by having cleaner emissions and smaller carbon footprints. Not only can you experience cost savings over fossil fuels through more affordable fuel costs, but you'll also save 10% on your insurance.1
Coverage for your Electric or Hybrid Vehicle
Much like traditional gas-powered vehicles, EV and hybrid vehicle coverage starts with standard mandatory and optional enhanced coverage.
With TD Insurance however, EV and hybrid vehicle owners can take advantage of additional coverage benefits specific to EV and hybrid vehicles.
Electric Vehicle and Hybrid Insurance Perks
More ways to save
Get your EV insured and on the road in minutes
Commonly asked questions
1. How do I make a claim for my EV or hybrid vehicle?
The process to make an insurance claim for your hybrid or electric vehicle is simple. You can even start the process right from the TD insurance app, where you’ll receive step-by-step guidance throughout the process.
No matter what repairs might be required, you can rest assured that you’re receiving top quality and dependable service for your EV or hybrid vehicle at one of our TD Insurance Auto Centres or preferred vendors.
2. What do I do if my battery runs out of charge?
With TD Insurance’s Grand Touring Solution (GTS) coverage, you receive a host of additional options to support your needs. This includes reimbursement of towing costs (up to your GTS coverage limit) should your battery fully deplete. With this kind of coverage, you can feel comfortable every time you hit the road.
3. What coverage is required for my EV or hybrid?
You can insure your EV or hybrid with the same types of coverage that you have for any of your other vehicles. As long as you update your policy with the information of your most recent vehicle, TD Insurance makes the process easy to insure your EV or hybrid vehicle.
4. How can I save when insuring my EV or hybrid vehicle?
As a reward to you for making a decision to decrease your carbon footprint, TD Insurance offers a 10% discount on your car insurance. It’s our Green Wheel Discount and you are eligible just by driving an EV or hybrid vehicle and insuring it with TD Insurance.
5. What additional coverages are available with my EV or hybrid insurance?
In the event of a claim, some perks with TD Insurance coverage include access to our TD Insurance Auto Centres offering service to top EV and hybrid vehicle brands. If your battery is damaged in an accident, TD Insurance will repair or replace your EV battery as part of your coverage.3
In the event that you require a rental car and go through TD Insurance Auto Centres during the claims process, we will look for rental EV options first to provide you with while your vehicle is serviced.
Get a quote today!
1 A 10% discount is applied on insurance coverage for private passenger vehicles that are identified as hybrid or electric vehicles, as per the Insurance Bureau of Canada's vehicle description tables.
This discount is applied to premiums for the following coverages: Third Party Liability (Alberta Only: Bodily Injury, Property Damage – Tort, Direct Compensation – Property Damage), Accident Benefits, All Perils, Collision, Comprehensive, Specified Perils and S.E.F. 44.
2 In order to be eligible for the Buy Online Discount for home or car insurance, you must meet eligibility requirements to buy home or car insurance online and complete your purchase of this insurance online. Note: You may not always be given the option to buy online. This may occur, for example, if information provided requires additional verification or if your purchase must be completed with an advisor based on your specific insurance needs. If you are unable to buy online, we encourage you to call and speak to one of our licensed advisors or let us call you!
Offers may be changed, withdrawn or extended at any time without notice.
• 10% Auto Insurance Savings (Ontario only)
10% savings off eligible coverage in the first policy term is derived from a combination of two separate discounts:
- a 5% Digital Discount for completing the auto insurance quote online. This Digital Discount will continue to be applicable upon policy renewal.
And
- 5% Buy Online Discount in the first policy term for completing the auto insurance purchase online. Both the Digital Discount and Buy Online Discount are applicable to premiums charged for each of the following coverages: Bodily Injury, Property Damage, Accident Benefits, Uninsured Automobile, Direct Compensation - Property Damage, All Perils, Collision, Comprehensive, Specified Perils, and OPCF 44.
• 10% Savings on Car Insurance (Quebec only)
10% savings off eligible coverage in the first policy term is derived from a combination of two separate discounts:
- A 5% Digital Discount for completing the car insurance quote online. This Digital Discount will continue to be applicable upon policy renewal.
And
- 5% Buy Online Discount in the first policy term for completing the car insurance purchase online. Both the Digital Discount and Buy Online Discount are applicable to premiums charged for each of the following coverages: Civil Liability, Damage to Insured Vehicles (All Perils, Collision or Upset, Comprehensive and Specified Perils).
• 5% Auto Insurance Savings (Alberta)
A 5% Buy Online Discount in the first policy term will be available to customers for completing the car insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Bodily Injury, Property Damage, Accident Benefits, Direct Compensation – Property Damage, All Perils, Collision, Comprehensive, Specified Perils, and S.E.F. No. 44
• 5% Auto Insurance Savings (Nova Scotia & Newfoundland)
A 5% Buy Online Discount in the first policy term will be available to customers for completing the car insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Bodily Injury, Property Damage, Uninsured Automobile, Direct Compensation – Property Damage, All Perils, Collision, Comprehensive, Specified Perils and Uninsured Motorist.
• 5% Auto Insurance Savings (PEI)
5% Buy Online Discount in the first policy term for completing the auto insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Bodily Injury, Property Damage, Accident Benefits, Uninsured Automobile, Direct Compensation – Property Damage, All Perils, Collision, Comprehensive, Specified Perils and Underinsured Motorist.
• 5% Auto Insurance Savings (Nunavut, Northwest Territories, Yukon) 5% Buy online discount in the first policy term will be available to customers for completing the car insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Third Party Liability, Accident Benefits, All Perils, Collision, Comprehensive, Specified Perils, and S.E.F. No. 44.
3 Subject to your policy conditions and limitations