5 Common Questions About Travel Insurance
Q. What is travel insurance?
A. Travel insurance provides coverage for certain unexpected expenses while you're traveling. It may cover a lot of different situations, such as trip cancellations, trip interruptions, medical emergencies, or even lost luggage. These risks can be costly when you're traveling outside of your home province. With travel insurance, you get coverage for eligible expenses. Your coverage may also offer 24/7 emergency assistance by phone worldwide.
Q. Why is it important to purchase travel insurance?
A. Travel insurance may seem like an extra cost, but it can help you save in the long run by covering unexpected expenses that can happen because of a covered event.
Q. How do I choose the travel insurance plan for my needs?
A. Choosing the right travel insurance plan is so important. Start by asking yourself some questions about your trip.
- Who are you traveling with?
- Will you be traveling often?
- How long is your trip?
- Do you want coverage for medical or non-medical expenses or even both?
You also want to review any other travel insurance policies you may have, including travel benefits from your work or credit card. Your existing insurance may offer coverage for some or all of your trip needs, like medical and non-medical expenses. If you know what coverage you already have, you can buy only what you need. Compare different travel insurance plans and pick the one that best fits your needs.
Q. When is the right time to buy travel insurance?
A. In the case of travel medical insurance, you can buy the plan even on the date of your departure. But if you're interested in protecting your trip, consider getting trip cancellation or trip interruption insurance as soon as you book your trip. That will cover sudden events like injuries or severe weather that can cancel your trip (conditions apply).
Q. How can I apply for a TD Insurance Travel Insurance plan?
A. Applying for a TD Insurance travel insurance plan is simple. After picking the plan that works for you, you can get a quote and apply online.
Learn more at TDInsurance.com or call one of our licensed insurance advisors at 1-833-962-1143. Feel confident knowing you have the travel coverage from TD Insurance.