Now you can buy your home and car insurance online

We’ve made it easy for you to get coverage

You can quote and buy your car or home insurance online – in just minutes! Get the right type of insurance that suits your needs. And you can get it the same day.

If you have questions along the way, don’t worry. We’re ready to provide you with help and support.


Save 10% when you quote & buy online

  • Save on Home Insurance

    Save 5% when you quote online for home, condo or tenant insurance. Then save 5% more when you complete your purchase online. That’s 10% savings in your first policy term1.

  • Save on Car Insurance

    Save 5% when you quote online for car insurance. Then save 5% more when you complete your purchase online. That’s 10% savings in your first policy term1.

Why choose TD Insurance?

  • Committed to savings

    Getting an online insurance quote and then buying insurance online is just one way to save. Learn more about our discounts for fire alarms, multiple vehicles, bundling home and car insurance, and more.

  • Coverage that fits

    Get personalized insurance recommendations so you can feel confident your coverage fits your needs.

  • Here for you when it matters most

    With TD Insurance, you’ll get outstanding customer service with claims support 24/7.


Here's how to buy home and auto insurance online

  1. 1. Start your quote

    Begin your online insurance quote online by answering a few questions. With the information you provide we’ll be able to:

    • Assess your needs and recommend coverage
    • Determine what discounts are available to you
    • Give you the most accurate quote

    And of course, it’s all 100% confidential.

  2. 2. Customize your coverage

    Once you’ve completed your online insurance quote, we’ll provide you with our recommended coverage options based on your individual needs.

    You’ll be able to:

    • Adjust your deductible amounts
    • Alter your coverage limits
    • Proceed with buying online‡
  3. 3. Set up payment, review coverages and buy

    Once you’re satisfied with your coverage, you can:

    • Review your payment options
    • Confirm your payment method
    • Review your summary
      Now you can finish the process and put your feet up.

Save 5% on Car or 10% on Home Insurance when you quote and buy online.


Pick up where you left off

Once you’ve completed your online insurance quote, we’ll send you an email including your quote details along with a secure link that you can use to retrieve your quote later and complete your purchase. You can also access your completed quote using the link below.

Next steps after buying home insurance online

We’ll send you an email with a detailed summary of your policy.

You can also:

  • Register for MyInsurance to review and manage your policy anytime
  • Download your pink card
  • Change your coverage and/or billing information

And, we’ll send you a paper copy of your policy documents to your address.


Conditions apply. Subject to eligibility rules.

Note: You may not always be given the option to buy online. If this happens, we encourage you to call and speak to one of our licensed advisors, or let us call you!

1In order to be eligible for the Buy Online Discount for home or car insurance, you must meet eligibility requirements to buy home or car insurance online and complete your purchase of this insurance online. Note: You may not always be given the option to buy online. This may occur, for example, if information provided requires additional verification or if your purchase must be completed with an advisor based on your specific insurance needs. If you are unable to buy online, we encourage you to call and speak to one of our licensed advisors or let us call you!

Offers may be changed, withdrawn or extended at any time without notice.

• 10% Auto Insurance Savings (Ontario)

10% savings off eligible coverage in the first policy term is derived from a combination of two separate discounts:

- a 5% Digital Discount for completing the auto insurance quote online, applied when the auto insurance purchase is also completed online. The Digital Discount will continue to be applicable upon policy renewal.

And

- 5% Buy Online Discount in the first policy term for completing the auto insurance purchase online.

Both the Digital Discount and Buy Online Discount are applicable to premiums charged for each of the following coverages: Bodily Injury, Property Damage, Accident Benefits, Uninsured Automobile, Direct Compensation - Property Damage, All Perils, Collision, Comprehensive, Specified Perils, and OPCF 44.

• 10% Home Insurance Savings (not available in Quebec)

A 10% Buy Online Discount in the first policy term will be available to customers for completing the home, condo or tenant Insurance purchase online. The Buy Online Discount is applicable to premiums charged for the base insurance policy and the following endorsements: Above Ground Water, Extended Water Damage and Fuel Overflow or Escape.

• 5% Savings on Home Insurance (Quebec)

A Buy Online Discount of 5% in the first policy term will be available to customers for completing the Home, Condo or Tenant insurance purchase online. The Buy Online Discount is applicable to premiums charged for the base insurance policy and the following endorsements: Above Ground Water, Extended Water Damage and Fuel Oil Overflow or Escape

• 10% Savings on Car Insurance (Quebec)

A Buy Online Discount of 10% in the first policy term will be available to customers for completing the car insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Civil Liability, Damage to Insured Vehicles (All Perils, Collision or Upset, Comprehensive and Specified Perils).

• 5% Auto Insurance Savings (Alberta)

A 5% Buy Online Discount in the first policy term will be available to customers for completing the car insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Bodily Injury, Property Damage, Accident Benefits, Direct Compensation – Property Damage, All Perils, Collision, Comprehensive, Specified Perils, and S.E.F. No. 44

• 5% Auto Insurance Savings (Nova Scotia & Newfoundland)

A 5% Buy Online Discount in the first policy term will be available to customers for completing the car insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Bodily Injury, Property Damage, Uninsured Automobile, Direct Compensation – Property Damage, All Perils, Collision, Comprehensive, Specified Perils and Uninsured Motorist.

• 5% Auto Insurance Savings (PEI)

5% Buy Online Discount in the first policy term for completing the auto insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Bodily Injury, Property Damage, Accident Benefits, Uninsured Automobile, Direct Compensation – Property Damage, All Perils, Collision, Comprehensive, Specified Perils and Underinsured Motorist.

• 5% Auto Insurance Savings (Nunavut, Northwest Territories, Yukon)

5% Buy online discount in the first policy term will be available to customers for completing the car insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Third Party Liability, Accident Benefits, All Perils, Collision, Comprehensive, Specified Perils, and S.E.F. No. 44.

Have a question? Find answers here