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Go The Distance With Grand Touring
If you’re involved in an accident, you'll want to make sure your life continues like normal—which means you'll need a car to use while yours is being repaired. The last thing you need? Being stuck waiting and worrying about a replacement vehicle and coverage limits. After all, life doesn’t pause just because you’ve had an accident.
That’s where the TD Insurance Grand Touring Solution optional coverage steps in, letting you stay in the driver’s seat if the unexpected happens. Let’s break down what the Grand Touring Solution can do for you, and why it might be the ideal complement to your car insurance policy.
What is the Grand Touring Solution?
The Grand Touring Solution is optional coverage available for TD Insurance's standard car insurance policy that provides you with enhanced loss of use coverage for a temporary replacement vehicle as well as rental car coverage . It’s a particularly useful and cost-effective add-on if you:
- own or lease only one vehicle
- frequently use rental cars for work or travel
- live in an urban area with higher rates of accidents, theft, or vandalism
Here's the enhanced coverage you’ll get if you add on the Grand Touring Solution.
Enhanced rental car coverage
When your car is out of commission due to theft, vandalism, or an accident, getting around should be the least of your worries. With the Grand Touring Solution, you’ll get:
- Immediate temporary replacement car coverage if your car is stolen. Standard policies usually make you wait 72 hours after your car is stolen before you’re eligible for coverage for a temporary replacement vehicle. With the Grand Touring Solution, you eliminate this wait time because your coverage kicks in immediately with no waiting period.
- Temporary replacement car coverage if your vehicle is vandalized. The standard car insurance policy won’t cover the cost of a temporary replacement vehicle if your car is vandalized and needs repairs. The Grand Touring Solution provides rental car coverage whether your car is in the shop because of an accident or because it’s been vandalized.
- Higher temporary replacement car coverage limits. The Grand Touring Solution offers much higher limits for a temporary replacement vehicle than the standard loss of use coverage endorsement may provide, so you can rest assured you'll likely have the transportation you need while your vehicle is being repaired.
And that’s not all! Keep reading below to discover even more benefits.
Rental car insurance
If you’ve ever rented a car from a car rental agency, you’re probably familiar with the optional car insurance packages they offer. And if you've conducted a per-day calculation on the cost of these packages, you’ll see they can be quite costly.
With the TD Insurance Grand Touring Solution, you can drive with confidence, knowing that your rental vehicle is covered if it becomes damaged or stolen in Canada or the US . This way, you may not need to purchase the insurance coverage offered by the rental agency. (In cases where you’re driving a non-rental car that you don’t own, be sure to speak to a TD Insurance Advisor to see if you’re covered.)
Loss of use extension
If your car breaks down while you’re on a trip and you end up with unexpected expenses as a result, such as the cost of a hotel room or a meal, the Grand Touring Solution will provide you with coverage for some of these expenses, up to your coverage limit.
Waiver of deductible
Unfortunately, hit-and-run situations can happen at any time—for example, you might come out of the grocery store to find someone's hit your parked car and didn't bother to hang around or leave their contact info. In such situations, you may be eligible for a waiver of your deductible under your Grand Touring Solution coverage, provided you report the incident to the police as soon as practical.
Towing expense coverage
Getting your car towed after it's broken down can often come with a hefty bill. With the Grand Touring Solution, you’ll be covered for towing expenses (up to your coverage limit), helping you get your vehicle out of traffic safely and on its way to the repair shop.
How do I get the Grand Touring Solution?
If you're already a TD Insurance customer and are interested in adding the Grand Touring Solution to your policy or would like to find out more about how this coverage can benefit you, you can speak with a TD Insurance Advisor. You can also add the Grand Touring Solution to your automobile policy by logging into MyInsurance.
Not insured with TD Insurance? We make it easy for you to quote and buy insurance online in just minutes.
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The content on this page is for general information purposes only and does not constitute legal advice. Coverages described herein may be subject to additional eligibility criteria, limitations and exclusions. In the event you make a claim, potential indemnification is also subject to the receivability of the claim and the type of coverage you bought.
In the case of conflict between the content on this page and your policy wordings, your policy wordings shall take precedence.