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Coverage that fits your needs with TD Insurance Meloche Monnex Program
Welcome IBEW Members
Being a member means you have privileged access to the TD Insurance Meloche Monnex program, which provides savings through lower preferred insurance rates, plus enhanced protection that can be adapted seamlessly to your changing needs.
See how TD Insurance coverage fits your needs
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Car
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Home
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Travel
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Motorcycle
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Recreational
Be Prepared With the Right Car Insurance
Having the right car coverage is imperative, not just for you, but for the benefit of all your passengers. We provide car coverage that is not only necessary, but also mandatory in your province.
When it comes to car coverage, you may want additional coverage to further protect you and your vehicle. Whether you are looking to add protection from traffic collisions or other damages to your vehicle, we offer a variety of optional and enhanced coverage options to suit your various needs.
Additional ways you can save on Car Insurance
- Multi-Vehicle Discount:
Receive this discount when you insure two or more vehicles with us. - Multi-Line Discount:
Find savings when you bundle both Home and Car insurance with TD Insurance.
- Claims-Free Reward:
Save on car insurance for being claims-free. - Preferred rates:
Alumni, members of professional associations or employer groups could save.
Get an online quote in minutes
Get Home Insurance Coverage You Can Rely On
It may be your palace or the place where you lay your head, but your home is your sanctuary and we want to help you protect it, by offering home insurance packages that give you the right protection for your needs.
Depending on your situation, sometimes you need additional coverage. We’re here to provide you with coverage customized to your needs so that you can feel confident knowing you have the right protection in place.
Additional ways you can save on Home Insurance
- Online Quote:
Enjoy extra savings when you get a quote for home insurance online. - Home Security Savings:
Get rewarded for having a connected alarm for water damage and theft or fire.
- Multi-home Savings:
If you’re getting insurance for multiple homes, you can save. - Preferred rates:
Alumni, members of professional associations or employer groups could save.
Get an online quote in minutes
Planning a trip? Consider Travel Insurance
Whether you're leaving your province solo, as a couple or family to travel within Canada or internationally, with TD Insurance choose a plan that would suit your needs.
You may be eligible to receive preferred rates on TD Insurance Travel Insurance products if you belong to an eligible alumnus or professional group1
Explore travel insurance options from TD Insurance
- TD Insurance Multi-Trip All-Inclusive Plan.
It provides you with many benefits like emergency travel medical coverage, trip cancellation and interruption, and more, for covered trips up to the maximum trip duration selected within one year.2
- TD Insurance Single-Trip Medical Plan
This plan provides up to $5 million in emergency travel medical insurance coverage for one trip.3
- TD Insurance Multi-Trip Medical Plan
This plan provides up to $5 million in emergency travel medical insurance coverage for multiple trips within one year. 4
- TD Insurance Trip Cancellation & Interruption Plan
This plan could be right for you if you do not need emergency medical coverage but want financial protection for eligible non-medical expenses like your trip being cancelled due to a covered event.5
Ready to choose a plan?
If you are a Quebec resident and wish to obtain a quote or purchase insurance, please call 1-833-962-1143.
Mon-Fri 8am-9pm ET
Sat 9am-5pm ET
Coverages and benefits are subject to eligibility conditions, limitations, and exclusions, including pre-existing medical condition exclusions. Refer to the policy for full details.
Motorcycle Coverage to Fit Your Lifestyle
Legally required coverages and limits vary throughout each province in Canada, but generally cover you financially in cases of injury, damage to the property of others and for damages to your vehicle when you're not at fault.
When it comes to motorcycle coverage, additional protection can help insure against other types of damage to your motorcycle such as coverage against at-fault collisions or theft.
Additional ways you can save on Motorcycle Insurance
- Multi-Line Discount:
If you insure both your motorcycle and your home with us, you’re eligible for the Multi-Line discount. - Multi-Bike Discount:
Become eligible for this discount when you insure multiple motorcycles in one household.
- Ride-and-Drive™ Discount:
Get this discount by insuring another vehicle with us in addition to your motorcycle. - Preferred rates:
Alumni, members of professional associations or employer groups could save.
Enjoy savings on motorcycle insurance with TD Insurance
Recreational Vehicle Coverage You Can Count On
When you have an ATV, snowmobile or motorhome, you’re set for an amazing outdoor adventure. But, before it begins you need to have the minimum coverage in place, which vary by province.
Want to keep your fun on track, then perhaps it’s worth looking into extra coverage that can potentially safeguard you from the unknown.
Additional ways you can save on Recreational Vehicle Insurance
- Multi-Line Discount:
If you insure both your all-terrain vehicle or snowmobile and your home with us, you’re eligible for the Multi-Line discount. - Ride-and-Drive™ Discount:
When you insure both your all-terrain vehicle or snowmobile and your private passenger vehicle with us, you may be eligible for our Ride-and-Drive® discount.
- Multi-vehicle discount
Receive this discount when you insure two or more vehicles with us (applies to cars and motorhomes only). - Preferred rates:
Alumni, members of professional associations or employer groups could save.
Enjoy savings on recreational vehicle insurance with TD Insurance
Why Choose TD Insurance?
More insurance advice
Learn everything about our various types of insurance offerings and so much more.
Want to know more about our insurance? Talk to us today.
If you have any questions, please visit the contact us page.
"TD Insurance Meloche Monnex" refers to the home and auto insurance program for Professionals and Alumni underwritten by Security National Insurance Company and distributed by Meloche Monnex Insurance and Financial Services Inc. in Québec, and TD Insurance Direct Agency Inc. in the rest of Canada.
TD Insurance Travel Insurance plans (TD Insurance Multi-Trip All-Inclusive Plan, TD Insurance Single-Trip Medical Plan, TD Insurance Multi-Trip Medical Plan and TD Insurance Trip Cancellation & Interruption Plan) are individual insurance plans administered by Global Excel Management Inc. and its subsidiary, CanAm Insurance Services (2018) Ltd. TD Insurance Multi-Trip All-Inclusive Plan and TD Insurance Trip Cancellation & Interruption Plan are underwritten by TD Life Insurance Company (medical covered causes) and TD Home and Auto Insurance Company (non-medical covered causes). TD Insurance Single-Trip Medical Plan and TD Insurance Multi-Trip Medical Plan are underwritten by TD Life Insurance Company.
Medical and claims assistance, claims payment and administrative services are provided by the administrator described in the insurance policies. Coverages and benefits are subject to eligibility conditions, limitations, and exclusions, including pre-existing medical condition exclusions. Please refer to the policy for full details.
1 The preferred rates are exclusive to professional and alumni groups that have an agreement with TD Insurance for travel insurance products.
2 The TD Insurance Multi-Trip All-Inclusive Plan will provide coverage for each covered trip taken within 1 year up to the maximum trip duration you selected when the policy was purchased. If the oldest person on the insurance policy is 15 days old to 59 years old, the maximum trip duration is 60 consecutive days. If you are 60 years and older, the available maximum trip durations are 22 or 30 consecutive days.
Coverage may be subject to conditions, exclusions, and limitations. Refer to your Policy of Insurance for full details of coverage for the TD Insurance Multi-Trip All-Inclusive Plan.
3 Coverage may be subject to conditions, exclusions and limitations. Answering a Medical Questionnaire is required for those 60 years of age or older to determine eligibility for the TD Insurance Single-Trip Medical Plan. Refer to your Policy of Insurance for full details of coverage.
4 The TD Insurance Multi-Trip Medical Plan will provide emergency travel medical coverage for each covered trip taken within 1 year up to the maximum trip duration you selected when the policy was purchased. If the oldest person on the insurance policy is 15 days old to 79 years old, the available maximum trip durations are 4, 9, 16 or 30 consecutive days. If you are 80 years and older, the available maximum trip durations are 4, 9 or 16 consecutive days.
Coverage may be subject to conditions, exclusions and limitations. Answering a Medical Questionnaire is required for those 60 years of age or older to determine eligibility for the TD Insurance Multi-Trip Medical Plan. Refer to your Policy of Insurance for full details of coverage.
5 Coverage may be subject to conditions, exclusions, and limitations. Refer to your Policy of Insurance for full details of coverage for the TD Insurance Trip Cancellation & Interruption Plan.